Overview
HOLDINGS: [1]-A borrower’s August 2015 complaint against her bank under the Truth In Lending Act (TILA) was untimely under either TILA’s one-year or three-year limitations period because the refinancing transaction concluded in 2007 and the loan modification closed with an effective date in 2011; [2]-The borrower’s unfair competition claim was untimely under Bus. & Prof. …